HDF offers free homeownership counseling to clients looking to buy a home. HDF also offers down payment and closing cost assistance loans to income-qualified first-time homebuyers who are purchasing a home within HDF’s service area.
Income eligibility is based on Household income, income of all adults who will live in the new home. A first-time homebuyer is someone who is buying a home for the first time or who has not owned a home at any time, anywhere in the last three years.
